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The average premium for an HO-3 policy, the most common homeowners policy, is around $1,115 per year for a package (including dwelling, property and liability coverage) with an insurance range of $200,000-$299,000, according to a January 2021 report from the National Association of Insurance Commissioners. Waco Drive. Sunday: Closed. Saturday By Appointment Only Please. Farmers Insurance - Falfurrias is located on 700 S Caldwell St, Falfurrias, TX 78355 Locations nearby. Established in 2016. What languages do you speak? Expand or collapse answer. Contact Joshua Simmons, your Farmers Insurance agent in Midland, TX 79701, specializing in Auto, Home, Business Insurance and more. You can even buy your policy online once you find the coverage you want. See reviews, photos, directions, phone numbers and more for Farmers Insurance locations in Caldwell, TX. My process is straightforward and personalized to help make you smarter about insurance. 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